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First Royal Trust Bank
Sun on grass in open field.

Meet Our Team

Our Team

Moses Cole

Branch Manager
mf@officer.com

Jeff Gibson

Chief Credit Officer
jb@officer.com

Loveth Bells

Retail Banking Manager/C.O
lb@officer.com

Justin Walcott

Chief Financial Officer
jw@officer.com

Peter Gabriels

Chief Risk Officer
pg@officer.com

Semion Bentus

Director
sb@officer.com

Pual Bassy

PRO
pb@officer.com

Samuel Daniels

Chairman
sd@officer.com

James Newton

Director 2
jn@officer.com

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A True Community Bank

First Royal Trust Bank has believed in our community since 1911. Through good times and tough times, we’ve been here for you. Locally owned, independent, and backed by a rock solid financial foundation, we deeply connect with the needs and goals of our community. Our customers are our family and our friends.

We have a strong backbone of consistent leadership and a support team that is long tenured. This has been conducive to building enduring relationships. Our goals are to enrich our customers’ lives, to make things easier instead of harder, and to enable success and the realization of dreams. We are grateful for our customers and strive to make a positive impact on our community.

Our proud heritage spans over 110 years of providing community financial services and enhancing business growth. With meticulous and thoughtful work, we are building a banking institution that will become greater and stronger than it was the day before. With each day that follows, we are faithful partners and supporters of our customers, education system, civic leadership, and local charitable and spiritual organizations. We believe when one of us prospers, all prosper. It is the seemingly small things that we do that in, the end, become the greatest of all things.

We have been recognized with honors for our financial strength throughout the years. Our full range of services includes personal and commercial banking loans and deposits, mortgage financing, interest-bearing and savings accounts, debit cards, online banking, bank by mail, telephone banking, and cash management services. We have 13 branches.











Our Story